Farmers advised on insuring crops, livestock

It is the protection farmers can get from insurance companies for their crops and livestock in case of a calamity. A farmer pays a small amount called a premium to an insurance firm to compensate him whenever he incurs losses.

Agriculture insurance has been in the country for many decades though many people are yet to take it up, probably because they lack proper information or think they cannot afford it.

Kenya is not safe when it comes to food security. The recent destruction of the maize crop in the country’s bread basket by the fall army worm and other pests and diseases has made the situation more dire.

The political situation in the country has also led to food shortages. We had a long electioneering period last year whose effects are still being felt. Some people never prepared their farms.

The fall army worm has destroyed crops in many parts of the country. There is also fear of an invasion by a new type of army worm currently ravaging the west and central Africa. Can farmers insure themselves against these pests?

It has admittedly been hard reaching out to and getting smallholders into the schemes because a majority lack the knowledge on insurance and the means. Many rural smallholder farmers cannot pay the premiums.

We encourage them to take in agriculture insurance. Even though it hasn’t been easy, especially for the smallholder farmers, we try to tailor-make cheaper packages for them.

While we do not have agriculture insurance policies specifically targeting the youth, we ask them to however embrace those that are available in the market.

Through these, the young Kenyan men and women can realise that even if their initial ventures fail, they are able to start all over again with the help of agriculture insurance. This should be a morale-booster.

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