Teacher: Why I insured my cows
The farmer took the decision to spend “so much” on her cows after losing one of her most productive animals to a strange disease, incurring huge losses.
“The cow died just eight days after calving. I went down with depression, given that the animal produced more than 20 litres of milk a day. I was not psychologically prepared for the loss,” Ms Mengo says.
The primary school teacher says the insurance makes her avoid complete loss in case her animals die, are injured or stolen.
All her five adult children left her Sheba farm in Kisii County to find work in other parts of the country.
The teacher has even employed a worker to feeding and take care of the animals when she is attending to other matters.
While away from school, Ms Mengo is busy tending to her animals. She says her greatest moment is when she is with the cows.
“I developed interest in dairy farming and wanted to be successful too. I even dreamt of being featured in the magazine,” Ms Mengo says.
“I am almost clearing the loan using the milk proceeds. Getting into dairy farming is an idea I will never regret,” she says.
The teacher received training from the county government agriculture officials. She is now putting all her efforts in value addition.
“Insurance has had bad publicity in the past and that is perhaps why many farmers have not taken policies. I would advice dairy and other farmers to take insurance for their crops and livestock,” Ms Mengo says.
“Insurance will compensate a farmer should his or her animal die as a result of a lightning strike, internal and external injuries, windstorm, snake bite, electrocution or even flooding,” he says.